Privacy Policy

SpeedCents, Inc. (“SpeedCents”) and it’s subsidiaries and affiliates value customers' privacy. At SpeedCents we work diligently to protect your privacy and personal information. Policy applies to all information collected through this SpeedCents. We want you to understand what information we collect about you, how we use it, and the methods we have to protect it. By accessing SpeedCents.com and using our services, you consent to this Policy including the collection, transfer, manipulation, disclosure, storage and other use of your information as described below. If you have questions or concerns regarding this Policy, you should call us toll-free at (855) 379-5581.

Information we collect

In order to connect you with the right lenders and/or affiliates, you will provide certain personal information such as name, address, e-mail address, social security number and income. This and other information such as your credit history and credit score may be obtained and provided to certain participating lenders, and/or affiliates for an offer decision. You may provide this Information when you go through our loan application process; sign up for other products or services through SpeedCents when you provide Information to us through a third-party application, service or website; when you communicate with us regarding our services through email or other means; or when you participate in any of our marketing initiatives.

Collected Information

In general, SpeedCents uses Information to provide the products and services you requested; research and analyze options to improve your existing loan or other products and services that may benefit you offered by SpeedCents or and/or affiliates; to communicate with you via telephone, mobile devices, email or postal mail regarding or services; to deliver targeted advertising; to analyze the effectiveness of SpeedCents advertising campaigns; and to operate our business. In addition, we may share the information we collect to companies that perform marketing services on our behalf, with whom we have marketing agreements, or with any companies we have other agreements that require the security of your Information. If for any reason you select to leave SpeedCents to a third party partner site you will be governed by their own privacy policies. When you leave SpeedCents to visit these sites, SpeedCents privacy policies are no longer valid.

How do we share Your information

SpeedCents and/or affiliates: We may share your Information with affiliates. These affiliates adhere to this Privacy Policy. Your submitted application through SpeedCents will start the process of finding you the best possible interest rate from our lender base. Your Information is not sent to each lender for review. SpeedCents technology will match your credit profile and needs to the correct borrower profile and send to appropriate lender first. By submitting your application to SpeedCents, you consent us to the use of your credit report for the purpose of obtaining a credit offer from one of our lenders.

To Comply with the Law: We may disclose Information we collect if we determine in our sole discretion that such disclosure is necessary to comply with the law, including disclosure to law enforcement agencies and other government agencies and disclosure responsive to subpoenas. We also may disclosure information we collect if we deem it necessary to protect the rights, property, or safety of the SpeedCents, our customers or others.

Third-Parties: We may need to disclose your information to third parties vendors that provide services for SpeedCents to process your information for purposes of reviewing your loan application. Also, SpeedCents may share your Information with third parties that are interested in contacting you or providing offers to you that may be related to our products and services or about products or services you may find of interest, and we may be compensated for such disclosure.

Opt-out: At any time you can opt-out of our ability to share Information with unaffiliated third-parties that do not provide services to SpeedCents for processing your loan application by contacting customer service at (855) 379-5581.

Regarding the Collection, Use and Distribution of Your Information

You have absolute control over the amount of personal information collected on this site. When you click on "Save" or "Continue" at each step in the application process, you affirmatively consent to SpeedCents' collection of Information for the application process. As SpeedCents continues to develop, it may sell or purchase other companies and/or assets. In such transactions, customer information is generally included in the transfer of business assets. In the unlikely event that SpeedCents or substantially all of its assets are acquired, customer information will be one of the transferred assets.

Safeguard your information

SpeedCents uses extensive and sophisticated secure technology to protect your data and transmissions between you, SpeedCents, participating Lenders, automobile dealerships and/or affiliates. Transmission between browsers and our web server is implemented using Secure Sockets Layer (SSL) technology. This technology requires an SSL-capable browser such as Microsoft Internet Explorer version 5.5 (or later) or Netscape Navigator version 4.7 (or later). Transmissions between SpeedCents and participating lenders, automobile dealerships and/or affiliates are encrypted using public key cryptography algorithms with a minimum key size of 128 bits. Since ensuring your information is secure is important to us, we further limit access to your information to those employees who need access in order to perform their job. We maintain physical, procedural, and electronic safeguards to protect your information from unauthorized access.

Website

Web Sites Covered

This Privacy Statement covers the information practices of the website. When sites are posted by SpeedCents, the site will link to this Privacy Statement, and this Privacy Statement applies. When sites are posted by third parties, the privacy statement of the third party applies, and this Privacy Statement does not apply.The website may contain links to other websites, including other SpeedCents websites. This Privacy Statement applies only to information submitted through SpeedCents and does not govern the information practices or the content of such other websites. SpeedCents encourages you to review the privacy statements of other websites to understand their information practices.

Cookies

SpeedCents uses cookies to store a unique user identifier (i.e. your user name). A cookie is a small data file that contains information such as a user ID. The data is written to your hard drive and is accessed each time you visit the site. Although, the only personal information a cookie can record is information you supply yourself, SpeedCents uses this ID to identify you anonymously in our database. The cookie is also required to reach certain parts of the SpeedCents site and is used to personalize the site for you. A cookie cannot read data off your hard disk or read other cookie files created by other sites that you visit.

Secure Web Pages

Every page on the SpeedCents website that asks for your personal financial information is delivered to your browser through "https", a secure mode of communication. You can verify this security by looking for Internet Explorer, Chrome, Firefox, Safari "lock" icon on your browser.

Encryption

SpendCents protects the transmission of your personal financial information by SSL (Secure Sockets Layer) Technology. SSL does not allow anyone to intercept and read your personal information. When you send your information to us, SSL encrypts the data and only we can decode the encryption. Transmissions between SpendCents and participating lenders are encrypted using public key cryptography algorithms with a minimum key size of 128 bits. This provides the most secure system available.

Amendments

SpeedCents may at any point or at any time, to add to, change, update, or modify this Privacy Policy by posting any modifications, updates or changes on the website. Any such modification, change or update will be effective immediately once posted to our site.