Welcome to SpeedCents!
The fast, free, easy way to refinance your car

Start by comparing your existing auto loan with our network of lenders. We'll match you with lenders that are the best fit to your situation.

What is your ZIP code?

What is your goal for refinancing?

How does this all work?
We simplified every step for you

Get Your FREE Analysis

We help you see whether refinancing is right for you. Takes 30 seconds.

Submit your application

Takes less than 5 minutes, no impact on your credit score and no obligation.

Get approved and funded

We'll connect you with a lender that is best for your situation & specializes in auto refinance.

"I had no idea I could refinance my car. I'm now saving $73 per month on my car payment. The SpeedCents process was fast and pretty easy to use."
- Tanya B, California

Save monthly & on interest

If your loan has an interest rate (APR) higher than 1.99%, we can help you save!

  • There are no costs to you
  • Lower your monthly payment
  • Reduce the term of your loan
  • Flexible options personalized for you
Start saving today

See how much you could be saving- TODAY
Our FREE Loan Analysis Makes it easy!

  • Valuable Insights
  • Ways to save
  • Your info is 100% Secure